Universal Public Health Insurance (UPHI)

The 9th Cycle of the UPHI scheme has started countrywide (from 25 February 2023) and the scheme is open and accessible to all Amayesh and Hoviat card holders.


Vulnerable refugees (including refugees with Special Diseases – such as Haemophilia, Thalassemia, Renal Failure, Kidney Transplant and Multiple Sclerosis [MS]), similar to previous cycles, can approach Pishkhan centers contracted with Iran Health Insurance Organization (IHIO) countrywide and enroll in the free-of-charge health insurance coverage from 25 February 2023 – 24 February 2024.

Premium payers:

As per previous cycles, other refugees holding Amayesh and Hoviat cards can also approach Pishkhan centers contracted with IHIO countrywide and by paying the ratified premium fee, to enroll in the UPHI scheme and receive health insurance coverage with a duration of 12 months from the date of enrolment.


  1. To know if you fall under vulnerable or premium payer category, please approach your nearest Pishkhan centers contracted with IHIO countrywide or call contact No. 1666 (IHIO’s dedicated operator for UPHI) and check your vulnerability status. Enrollment in the scheme takes place at  Pishkhan centers.
  2. Refugees can benefit from a 12-month health insurance coverage.
  3. All refugees should ensure that when approaching Pishkhan centers, pre-registration is conducted at the time of enrolment.
  4. All diagnostic and treatment services for refugees are covered in all hospitals contracted with IHIO countrywide, similar to Iranians.
  5. All refugees who have enrolled in the Universal Public Health Insurance scheme can receive medical services through online prescription services by providing their Identity Cards (valid Amayesh/HoviatCard or Laissez-Passer) and shall be referred to medical centers, who will verify access to UPHI in the system.